Calculators
Use our informative mortgage related calculators to help you determine which loan options are best for you. The results of each calculator can be automatically converted to an Adobe PDF document, which you can save to your computer.
Jump to a helpful calculator
How much will my mortgage payment be?
Calculate mortgage monthly payment with applicable financial charges, including PMI, hazard insurance and property taxes.
Mortgage principal calculator
This calculator allows you to "peek into the future", allowing you to determine the remaining balance of your mortgage after several years of payments.
Mortgage length calculator
This calculator will help you to determine your savings in case you make bigger monthly payments.
What if I pay more every month?
See how your mortgage will be affected if you pay $XX more every month.
Payment per thousand financed
Have you ever wondered how much it costs to pay every thousand of your mortgage loan?
What is the real APR for that loan?
This calculator estimates your real APR (Annual Percentage Rate) for the mortgage loan with points.
Affordability calculator
Want to determine how much you can borrow from a lender? Use this calculator to calculate a maximum amount of loan which you can afford from the lender's point of view.
Tax benefits calculator
This calculator is useful to determine your tax savings after house purchase. Financial analysis includes first year and total tax savings.
Should I refinance?
Your old APR (Annual Percentage Rate) is too high? Estimate your benefits of refinancing with this calculator.
Should I pay points to lower my interest rate?
Calculate how points might affect your monthly payments and how fast they will pay for themselves.
Should I use HELOC to lower my debt payments?
Figure out how you can cut current monthly debt payments using money from your Home Equity Line Of Credit (HELOC).
How much income do I need to qualify?
Need to know how much money you need to earn to purchase the house of your dreams? This calculator will help you to figure it out.
What's better: take a second loan or pay PMI?
Don't miss out on an opportunity which can slash your PMI payments to zero!
Interest-only calculator
Is the housing market move up too fast? Try to figure out how much you can afford with an interest-only mortgage loan if you are pretty sure that market will continue its way up.
Interest-only with additional payments calculator
Interest-only loans can drastically cut your mortgage payments, but what if you want to pay something toward your principal? Figure it out with this calculator.
Canadian mortgage calculator
This calculator figures out your monthly payment based on your input - conventional mortgage financing compounded semi-annually. It also calculates required annual income, which every Canadian home buyer needs to have.
Which loan is better?
There are so many loan offers and you can't determine which of them is better than the others? Input your numbers and lock in the best offer you have.
Standard vs. bi-weekly
Have you heard that bi-weekly payments can significantly decrease the time of mortgage payout? It's true, check it out with this calculator.
Rent vs. buy
Still renting apartments and thinking about home purchase? This calculator can help you to make the final decision.
