Which loan is better?

There are so many loan offers and you can't determine which of them is better than the others? Input your numbers and lock in the best offer you have.

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Input Information
  Loan 1 Loan 2
Amount : ($)
Interest Rate : (%) (%)
Length : (Yrs) (Yrs)
Points : (%) (%)
Origination Fees : (%) (%)
Closing Cost : ($) ($)
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Financial Analysis
  Loan 1 Loan 2
Points Value $2,500.00 $3,750.00
Origination Fees $0.00 $1,250.00
Total Closing Cost $3,700.00 $5,700.00
Amount Financed $250,000.00 $250,000.00
Monthly Principal and Interest : $1,304.12 $1,215.26
Total Monthly Payments : $469,482.60 $437,492.99
Payment Savings : $0.00 $31,989.61

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