Should I refinance?

Your old APR (Annual Percentage Rate) is too high? Estimate your benefits of refinancing with this calculator.

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Input Information
  Before Refinance After Refinance
Amount : ($)
Interest Rate : (%) (%)
Length : (Yrs) (Yrs)
Months Paid : (Mts)
Years Before Sell : (Yrs)
Fees and Points
Points : (%)
Origination Fees : (%)
Closing Cost : ($)
Your Taxes Rates
Tax Rate : (%)
State Tax Rate : (%)
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Financial Analysis
  Standard Additional Payment
Monthly Payment : $1,304.12 $1,111.94
Total Monthly Payments : $78,247.10 $66,716.40
Monthly Payment Savings : $11,530.70
Total Interest Paid : $51,307.55 $45,362.59
Tax Savings : $15,905.34 $14,062.40
Tax Saving Losses : $1,842.94
Balance at Refinance : $228,745.59
Points Value : $2,287.46
Refinance amount : $228,745.59
Balance at Sale : $201,806.04 $207,391.78
Balance Losses : $5,585.74
Total Losses : $7,428.68
Total Closing Cost : $3,487.46
Total Savings : $11,530.70
Total Benefit
(Savings - Losses - Closing) :
$614.57

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