"NO DOC" loans are back!


The term “No Doc” is usually defined as no income, no asset, and no employment verification. Typically, self-employed, unemployed, seasonal workers, and new immigrates generally struggle to meet strict requirements to qualify for loans. A loan with few to no documentation is easier to qualify for, but generally carries a significantly higher interest rate. Essentially, all the borrower must document is their credit history (in the form of a credit report), and the lender will use this alone to determine if they are suitable for home loan financing. 



  • Non-Owner Occupied Properties Only
  • No Debt To Income Calculation
  • No Lease Required
  • No Post Closing Reserve Requirement
  • 75% LTV with 700+ credit score
  • Cash Out Refinances & Purchases allowed
  • 70% LTV with credit scores as low as 640
  • Foreign Nationals Allowed
  • Not subject to TRID law


 If you have any questions feel free to contact us,


Chris Miller


Miller Mortgage, LLC.

978-535-1822 (office)

866-289-7495 (fax)

877-538-7967 (toll free)


515 Lowell Street Suite 1 Peabody, MA 01960


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