Please read this article!

 I don’t want any of my friends, colleagues, or clients falling victim to this!


"NO DOC" loans are back!


The term “No Doc” is usually defined as no income, no asset, and no employment verification. Typically, self-employed, unemployed, seasonal workers, and new immigrates generally struggle to meet strict requirements to qualify for loans. A loan with few to no documentation is easier to qualify for, but generally carries a significantly higher interest rate. Essentially, all the borrower must document is their credit history (in the form of a credit report), and the lender will use this alone to determine if they are suitable for home loan financing. 



Are you aware that mortgage rates change?

Just like the stock market, mortgage rates change throughout the day. Therefore, the mortgage rates you see today may not be available tomorrow. If you are in the market for a mortgage loan, be sure to check the current rates being offered. If you have already done your research and have found your dream home, consider locking in your rate as soon as possible with Miller Mortgage. If you have any questions give us a call.


Chris Miller


Miller Mortgage, LLC.

978-535-1822 (office)

866-289-7495 (fax)

877-538-7967 (toll free)

Non-Owner Occupied Renovation Loans

Do you know what Non-Owner Occupied renovation Loans are? Here's a scoop:

1) 85% of after improved value on purchase transactions.

2) Borrowers can have up to 4 financed properties.

3) No minimum repair amount

4) SFR, PUDs,Condos (attached or detached)

5) Credit Score

6) 1-unit allowed

7) Improvements must be permanently affixed and add value to the property.

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